Work out the final payable price of gold jewellery — gold value, making charges (any quoting method), and 3% GST — with every step shown. Rates auto-filled with today's Kerala rates.
Indicative calculation · Displayed subtotal + displayed GST = displayed total · Confirm the final rate and charges with your jeweller.
Making charges are the jeweller's fee for turning raw gold into an ornament — design, labour, and finishing. They sit on top of the gold value, and together those two figures form the subtotal on which 3% GST is applied. The same piece of gold can carry very different final prices at two showrooms purely because of this one line on the bill, which is why our making charges guide calls it the most negotiable number in the shop.
Percentage (%) — the most common: a share of the gold value, so the fee rises and falls with the rate. ₹ per gram — a fixed rupee amount for every gram (for example ₹950/g), independent of the day's rate; common for chains and machine-made pieces. Flat ₹ — one lump sum for the piece (for example ₹8,500), typical for small items and coins. Whichever way your quote arrives, enter it in that same form above — the calculator reproduces the quote exactly, then applies GST the same way in every case.
| Type of piece | Typical range (indicative) |
|---|---|
| Coins & bars | 2–6% |
| Machine-made chains | 6–12% |
| Ordinary ornaments | 10–18% |
| Intricate / bridal work | 15–25%+ |
Ranges are indicative only and vary widely by jeweller, design, and season. Wastage or value-addition (VA) charges, where quoted, are additional — ask for them in writing.
The gold value is nearly identical everywhere on a given day — rates vary only a few rupees per gram across Kerala. The spread comes from making charges, wastage/VA, and occasionally stone weights billed at gold rate. Comparing headline offers ("50% off making charges!") tells you little; comparing the final payable for the same weight and purity tells you everything. That is the number this calculator produces — and during festival season, the Onam gold buying guide shows how to read offers honestly.